On November 30th, Alaska was hit by a 7.0 magnitude earthquake just a few miles away from where my family lives.
Everyone has their story – it’s been therapeutic to trade anecdotes with others about where we were, how we felt, and to recount the aftermath of the quake. But that’s not what this post is about. This post is about how the earthquake shook things up inside of me, rattling loose some of the securities I’d always counted on, and revealing a startling lack of reliance on God in my day-to-day.
We Planned Ahead & Trusted Our Plan
My husband and I have life insurance, so we have a plan if something were to happen to one of us.
We have health insurance, and despite an extremely high deductible, if something catastrophic happened, we could probably manage it.
We have homeowner’s insurance, and even extended our home warranty, which has helped us cover major appliance failure in our older home for a relatively small investment. But our homeowner’s insurance doesn’t cover earthquakes, and our home suffered some pretty serious foundation issues that need to be resolved… and it’s an understatement to say that it’s not going to be cheap.
So despite all of our careful planning and safeguarding against disaster, the bottom dropped out. I remember talking to the insurance company and just falling apart when they confirmed that they would not cover earthquake damage. I suspected they might not cover it because I had a memory of asking about earthquake insurance when we bought the house, and the premium being extremely expensive and the deductible really, really high. Just about nobody around here has it for that reason. But I just had this feeling that everything would be ok… until it wasn’t.